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Post by legacy23 on Sept 20, 2013 22:00:26 GMT -5
I can give you the contact info of the realtor that I used to find my place. Maybe he can help. Let me look for his card.
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Post by legacy23 on Sept 18, 2013 16:18:41 GMT -5
Thanks a lot everyone, I'm waiting for a call from my landlord now. I'll talk to him and find out where to go from there. I really appreciate all the help and assistance.
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Post by legacy23 on Sept 18, 2013 13:05:41 GMT -5
I feel like that's ridiculous. Are they seriously trying to ID a dog from the window if no one's home? And this is what they use to determine if they will drop someone from their policy or force them to get rid of their dog? I feel like I'd sue them if they did that. What if the dog wasn't there when they stopped by?
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Post by legacy23 on Sept 18, 2013 8:42:14 GMT -5
So lets say I speak to my landlord and he speaks to the insurance company and we all agree that I can have a Dodo. When I get one and register it as a Dogo, will an underwriter schedule time to come to my house to meet the dog? also, the landlords insurance is probably declining all 12 restricted breeds , which is why he put that in the lease agreement about certain breeds.. if you have a restricted breed and his insurance finds out his insurance company can cancel the landlords insurance.... state farm, allstate, njm, liberty mutual, they insure some of the restricted breeds but not all of them.. you need to know that to the insurance carriers if it looks like a restricted breed they wont allow it.. the underwriters go based on what they are given as to breed description and on the internet... so if it looks like a pit,dobe, chow, etc it will be to them.....
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Post by legacy23 on Sept 17, 2013 16:37:35 GMT -5
Where are the insurance companies looking when they search for this info? I couldn't find apbt in there. Also the part where it says "or any dog underwriting deems ineligible." What does it mean by that?
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Post by legacy23 on Sept 17, 2013 16:01:45 GMT -5
Ok, I'll do that. I feel like if this is coming from him and not his insurance then I should be able to convince him to allow pits.
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Post by legacy23 on Sept 17, 2013 15:07:11 GMT -5
Thanks Mary, I'm sorry if what I said was confusing. I am renting a condo. My landlord has homeowners insurance. When I asked about Pit Bulls he said that he would have to check with his insurance company. When he got back to me the attached policy is what he gave me. I'm not sure if this comes from his insurance company or if this is from him and his partner. I'm think, after conversing with you guys, that it's coming from him and his insurance doesn't have a ban on breeds. If that's the case then I just have to try to convince him to let me have what I want.
Let me know if I'm not being clear enough or if there is more info needed.
Thanks
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Post by legacy23 on Sept 17, 2013 14:41:12 GMT -5
Ok peeps, I've got to say thanks a ton for the advise and help you've given me so far. I feel like I have a better understanding of the situation and I am going to come up with a plan to do this the right way. I'm going to upload the actual Pet policy that my landlord wants me to sign. I have drafted up an email that I want to send to them. My next step is to write up a few questions to ask when we actually do talk, whether it be via email phone or in person. Any further help you guys can give is much appreciated. Thanks 8 Gregory Lane Pet Ownership (08-31-13).docx (23.59 KB) Here is what I would like to send to him in an email what do you guys think. And once I do talk to them, what should I say and what's the best way to word it? Hi Abizar & Arshad, I'm very grateful that you have agreed to allow me and my family to own a pet. I would like to know if we could communicate to clarify a few details about the policy. It appears to be a little vague with regard to the breeds allowed and not allowed. Thanks Kevin
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Post by legacy23 on Sept 17, 2013 13:52:53 GMT -5
I understand what you're saying completely, I don't want to be in a situation where they can say I can't have my dog, that's not fair to me and my family or the dog. So, should I ask for the "exact" list of breeds I cannot own and get in writing that I can have any breed not on the list? Or should I give them a breed and say this is what I want? Or do I go as far as showing them a specific dog and saying "this is (insert name here) and his breed is X, can I have this dog? I'm not really sure what to do. Based on the wording that you posted, it seems they have a lot of leeway to decide randomly what is or is not an acceptable breed. So I'd be worried about getting something that looks like a Pit Bull or is sometimes lumped in the "pit bull type" category, unless official paperwork stated, yes you may have such-and-such a breed. Maybe since Dogos aren't listed they would be acceptable? My point is just that it's waaaay too ambiguously worded and for me, personally, I wouldn't feel comfortable trying to fly something in under the radar.
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Post by legacy23 on Sept 17, 2013 13:48:33 GMT -5
Let me be a little more clear. I'm not asking about my renters insurance, I'm asking about homeowners insurance because my landlord said that his doesn't allow those dogs I listed above. I really want to have a better understanding of the process so that I can sit down with him and have a conversation about this. I have a feeling that his insurance actually allows pits but he's just a little nervous about them. ME, thanks for all of your help. My intention is not to lie. It's to find a legal way to get what I want. If there's a loophole or technicality, I'll take it.
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Post by legacy23 on Sept 17, 2013 13:41:02 GMT -5
Thanks for the info Mary. But by what your saying, "if a dog looks like a breed that they don't allow then they can drop you", that means that I can get a Dogo, clip the ears and they can call it a pit and drop me? Is that right? Because I'm pretty sure the people they have looking at the dogs aren't experts in all breeds.
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Post by legacy23 on Sept 17, 2013 13:33:08 GMT -5
This is the list of dogs they don't allow.
• If the pet is a dog, please refrain from housing potentially vicious, violent or dangerous breeds like:
o Akitas, American Bulldogs, Beaucerons, Caucasian Mountain Dogs, Chows, Doberman Pinschers, German
Shepherds, Great Danes, Pit Bulls, Rottweilers, Staffordshire Terriers, Wolf Hybrids, or any mix thereof.
o Any dog with a history of biting, or any dog underwriting deems ineligible.
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Post by legacy23 on Sept 17, 2013 12:03:41 GMT -5
I know that each and everyone of you are right but I'm not a quitter and I want to fight for what I want. I am considering getting a dog that isn't a pit. First on my list is a Dogo. If I get one and register it with the state, how does the insurance company determine exactly what the breed is? Do they come for a visit once they find out a dog is at the residence? Or do they just go by what it's registered as? I'm renting a condo by the way and I'm asking about the owners homeowners insurance.
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Post by legacy23 on Sept 10, 2013 18:32:14 GMT -5
Thanks for the info and links, I've browsed the health and care section and I think it's a little information overload. I didn't know that if I got meat from the butcher I'd still have to add supplements. I think I read somewhere that you have to feed them a percentage of their body weight. Is that true?
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Post by legacy23 on Sept 10, 2013 18:26:29 GMT -5
That's the answer I expected but not the one I wanted to hear. Like I can get a Dogo mixed with a Presa but not a boxer? This is some bullshit!
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Post by legacy23 on Sept 10, 2013 8:57:57 GMT -5
Has anyone here said their pup was something other than an APBT to your insurance company or landlord? And if so what did you say your dog was?
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Post by legacy23 on Sept 10, 2013 8:53:47 GMT -5
So who here has their pup on a raw diet? Is it hard? More expensive? How do you do it? I read somewhere that getting meat from a butcher in bulk is cheaper than buying dog food. Any help is appreciated. Thanks
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Post by legacy23 on Aug 3, 2013 5:04:13 GMT -5
I tried to read it but I'm not a subscriber. Maybe I can find it somewhere on the Web.
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Post by legacy23 on Aug 2, 2013 13:12:31 GMT -5
Oh wow! Congratulations. That's great to hear. Everyone is good in my family. Time is absolutely flying, it'll my one year anniversary this month.
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Post by legacy23 on Aug 2, 2013 9:24:55 GMT -5
Thanks! How has everything been with you?
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